Bybit Unified Trading Account (UTA) supports Trade Auto-Repayment on Nov 12, 2026, 8AM UTC. Assets received from Spot trading will be automatically used to repay corresponding borrowing liabilities, eliminating the need for manual repayment and helping users reduce interest costs.

Key Features

• Automatic Repayment After Trading: After a Spot trade is completed, the assets received will be automatically used to repay liabilities in the corresponding asset, with no additional action required.

• Smart Repayment Priority: Derivatives liabilities are prioritized for repayment, followed by Spot liabilities with flexible borrowing, helping reduce liquidation risk.

Eligibility and Availability

• Supported Account Modes: Cross Margin Mode and Portfolio Margin Mode. Isolated Margin Mode is not supported.

• Default Status: Disabled by default. Users must manually enable the feature in UTA trading settings.

How to Enable

1. Navigate to the UTA trading page.

2. Click Settings and locate the Trade Auto-Repayment toggle.

3. Enable the feature. It will take effect immediately, and subsequent Spot trades will automatically trigger repayment.

API Updates

• New Endpoint: POST /v5/spot-margin-trade/set-trade-auto-repay: Configure the feature toggle.

• New Endpoint: GET /v5/spot-margin-trade/get-trade-auto-repay: Retrieve the feature status.

• Enhanced Endpoint: POST /v5/spot-margin-trade/set-auto-repay-mode: Supports a global toggle and automatic inheritance of the setting for newly listed assets.

For more Details, please refer to the Help Center.